The modern world is constantly changing, which also affects how we live and deal with our finances. We begin to innovate on many different things to make our lives more comfortable and convenient.
This is the goal of the Wise Multi-Currency Card. If you use your card to perform different transactions, this is the perfect card for you. It offers a seamless experience and is one of the most cost-effective cards for handling different currencies.
This revolutionary card, with its practical uses and benefits, can be your gateway to living a more financially friendly life. The article below outlines what you need to do to request the Wise Multi-Currency Card.
Key Features of the Wise Multi-Currency Card
The Wise Multi-Currency Card is a debit card linked to multiple currencies.
This allows users to manage and spend their money in more than 150 different countries worldwide.
Issued by Wise, it is one of their most popular and most useful cards if you frequently travel around the world.
Here are some of the best features of the Wise Multi-Currency Card.
Multi-Currency At Its Finest
One of the best perks of using the Wise Multi-Currency Card is its ability to hold multiple currencies.
Whether you are going from one country to the next, you can expect to have the card be able to hold all of your money.
Users can hold balances in more than 40 currencies, including the major ones such as USD, GBP, JPY, and EUR. The official website lists all the countries available.
Affordable Exchange Rate
This is where the Wise Multi-Currency Card truly shines as a credit card. It is one, if not the only, card with the most affordable exchange rate.
If you plan on exchanging from one currency to another, you will never have to deal with expensive rates and hidden charges.
Everything is automatically converted to the currency you need to use, and with its very affordable rate, you can expect to get the most out of your money. There are no interest rates as the Wise Multi-Currency Card is not a credit card.
Very Low Fees
Speaking of fees, the Wise Multi-Currency Card will still charge you some fees for operations. However, you will only be charged $9 to get the card, and you will immediately receive your card after applying.
For international withdrawals, there will be no fees for the first two withdrawals, $1.5, and an additional 2% after that.
This will depend on your region, as some areas allow a certain threshold before you are charged a withdrawal fee.
Pay Safely Online
When you receive your Wise Multi-Currency Card, make sure to download the Wise app and link the card to your account.
You can use the digital app to make contactless payments for different transactions. This makes paying for your online shopping, food, and deliveries extra safe.
You can create new digital cards within a few minutes or remove them from your account instantly.
How to Get Your Wise Multi-Currency Card
If you're interested in getting the Wise Multi-Currency Card, the application process is very simple.
There are only a few steps involved in the application so you can immediately enjoy using the card and its services. Check it out below.
Step 1
Open a Wise account online through their official website. This can be done within a few minutes.
Provide all of the details required to open the account. Review all of the information to see if it is accurate and updated before you submit.
Check the terms and conditions of the card as well.
Step 2
After opening your new account, top it up with the currency of your choice. Make sure that you leave enough funds for you to use during the application process.
Order your Wise card online and pay a one-time fee of $9 for the card. You can start using your account to pay for transactions with the help of your digital card while waiting for your physical card.
Step 3
Complete the verification process by uploading a photo of your ID and entering your Social Security Number.
These details will vary depending on where you live, but be sure to prepare all of the required documents before you apply.
After the verification process, you will receive a confirmation prompt that the application is complete. All you need to do now is wait for your physical card to arrive.
Contact Details
If you need assistance with the application process or with your card, you can contact their customer service hotline using the number - +1 888 501 4041. Their phone lines are open 24/7.
You can also visit their main office located on the 6th Floor of The Tea Building, 56 Shoreditch High Street, United Kingdom.
Why You Should Choose the Wise Multi-Currency Card?
There are a lot of reasons why you should choose the Wise Multi-Currency Card.
Frequent travelers or regular individuals can surely enjoy using this amazing card in their day-to-day lives.
Cost Effective
One of the many reasons why people are opting for the Wise Multi-Currency Card is the affordable exchange rate and the minimized fees.
This can help you save a significant amount of money compared to many traditional cards out there.
Convenience
Managing different currencies under many different accounts can be very difficult to do.
With the Wise Multi-Currency Card, it makes looks and sounds easy to do. It simplifies the way you handle and manages your finances with the help of the Wise app.
Practical Uses
If you are looking to use a card for everyday purchases, you can choose to use the Wise Multi-Currency Card.
You can use it for your travels, online shopping, dining purchases, and many more without having to worry about extra charges and many other hidden fees.
Conclusion
The Wise Multi-Currency Card is the perfect financial tool for those who are looking to find affordable exchange rates and those who do not want to deal with expensive fees. By simplifying how you manage multiple currencies within one account, the Wise Multi-Currency Card makes it worth considering.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.