Acquiring things that you need means that you will have to allocate money for it. For example, if you absolutely need cooking appliances spending a significant amount of money is necessary.
You can do this by getting a Mastercard that fits your needs and lifestyle. Such credit cards let you make purchases payable over a period. Moreover, you can use them to make everyday purchases, as long as you make your payments on time.
The Latitude GO Mastercard is perfect for individuals in need of an “enjoy now, pay later” plan. Read on to learn more about this product and how it can help you.
GO Mastercard Features and Benefits
This credit card is known for its “enjoy now, pay later” plans when you purchase from partner merchants such as Harvey Norman, Domayne and Joyce Mayne. This card lets you purchase specific items without paying interest for 1,000 or 500 days, or 6, 12, or 18 months.
You can buy air conditioners, computers, cooking appliances, and vacuum cleaners without interest as long as you finish paying within the period. There are also offers that apply storewide.
Cardholders get 55-days interest-free on everyday purchases, and 6 months interest-free on everyday purchases of $250 or more.
Application Process & Requirements
Applying for this Mastercard is easy. You just need to fill out the application form on the Latitude Go Mastercard website or give them a call.
Applicants must be at least 18 years old and a permanent Australian resident to be eligible. Temporary residents with visas valid for the next 12 months are also welcome to apply.
You must provide proof of ID such as your driver’s licence, Medicare card or passport. Proof of income will also be required, which can include items such as payslips, employer’s name, and contact details.
The minimum credit limit is $1,000, but keep in mind that you will receive a limit that suits your creditworthiness.
Rates & Charges
- Annual Fee/Establishment Fee – $0
- Interest Rate on Purchases – 25.9% per year
- Interest Rate on Cash Advances – 25.9% per year
- Cash Advance Fee – 3% or $3, whichever is greater
- Monthly account service fee – $8.95
- Late Payment – $3
- International transaction fee – 3%
- International cash advance fee – $4, in addition to cash advance fee
- International cash over the counter fee – $5, in addition to cash advance fee
Bank Contact Info
If you are interested in applying or have some questions, you can get in touch with the Latitude GO Mastercard team by calling 1300 462 273.
You can also send mail to their Customer Solutions department at GPO Box 1300, Melbourne VIC 3001.
Also read: CUA Low Rate Credit Card – Learn How to Order Online
Mastercard credit cards are some of the most valuable options out there. By getting a GO Mastercard, you can make necessary purchases from partner merchants without worrying about interest.
Note: Consider the risks involved in using credit products before applying by consulting the issuing institution’s terms and conditions.