One of the most popular and highly rated credit cards is the Amazon Mastercard. It offers several benefits and perks that every Amazon customer should take advantage of. The card has a robust rewards program, zero annual fee, and many special financing options that can be very helpful.

It is very important to consider your spending habits when using a credit card, so make sure you gain something from using it. This is why the Amazon Mastercard excels best: It rewards you for using it.

ADVERTISEMENT

By understanding the features of the Amazon Mastercard, you gain full control of your finances. When you learn how to request an Amazon Mastercard, check out what's in store for you.

Learn How to Request a Amazon Mastercard
Image Source: Frugal Flyer

Key Highlights of the Amazon Mastercard

When it comes to features and perks, the Amazon Mastercard stands as one of the best in the industry. 

Learn How to Request a Amazon Mastercard
Image Source: Amazon.ca

It has some of the most generous offers that you cannot find elsewhere. 

ADVERTISEMENT

Check out the perks you can use with the Amazon Mastercard.

Rewards Program

One of the standout features of the Amazon Mastercard is the rewards program, notably the ability to earn cashback from purchases. 

The higher your purchase, the more cashback you earn, starting with 2.5% back on Amazon and Whole Foods for Prime members and 2.5% back on foreign currency transactions for Prime members. 

ADVERTISEMENT

Non-Prime members can enjoy 1.5% back on Amazon and Whole Foods transactions and 1% back on foreign transactions. The card also offers 1% back on all other purchases.

Amazing Welcome Bonus

When you sign up for the Amazon Mastercard, you also get a welcome bonus of up to 5% back. 

You can do this by using the card for online purchases at the official Amazon website, Whole Foods stores, grocery stores, and restaurants for the first six months after opening your account. 

You only need to spend up to $3,000 to get this reward.

Receive Purchase Assurance

Whenever you shop for items at Amazon using the Amazon Mastercard, you are immediately covered by their purchase assurance protection. 

This means that all eligible purchases made by the card are covered for protection against theft and loss. You will never have to worry about spending an extra dime just to get the items back again. 

The card will have all of that covered for you as long as you report the missing items within the time frame.

Additional Warranty

Apart from the purchase assurance, you also receive an extended warranty for all of your purchases for an additional year. 

You'll never have to worry about coverage for a long time with the help of this card which is by far one of the best features ever.

Interest Rates and Other Charges

When it comes to interest rates, the Amazon Mastercard has a variable APR of 19.99% to 24.99%. 

Cardholders will be surprised to know that the card does not have an annual fee which is very exciting to learn. 

While it may have a higher interest rate than many other credit cards, it does tip the balance with its zero annual fee making it a very affordable card to own. The Amazon Mastercard also does not have a foreign transaction fee.

Contact Details

You can dial the number - 1-833-758-3857 to get in touch with their customer service and receive assistance regarding any inquiries or requests. You can check in with a representative to help you with your concerns. 

You may also visit their main office located at 1600 James Naismith Dr, Gloucester, ON K1B 5R3, Canada.

Maximizing the Uses of Your Amazon Mastercard

Once you own an Amazon Mastercard, there are certain things that you can do to maximize its full potential. 

Learn How to Request a Amazon Mastercard
Image Source: Financial Post

Take advantage of these tips so you can make the most out of your credit card.

Use the Card for Amazon Purchases

You should always use the Amazon Mastercard for every purchase you make at Amazon and its affiliated partners. 

This will help you maximize the rewards and cashback that you get from using the card. You even get special offers from simply using the card on their site as part of their deal.

Take Advantage of Special Offers

Speaking of special offers, always keep a close eye on special offers, especially on the website. 

This means that you can afford more items, thus increasing your rewards. There are even instances when they boost your cashback rewards when you use the card for certain purchases. 

Keep updated and check the website for more details about these special offers.

Pay Your Balance On Time and In Full

Always make sure you always pay your balance in full to avoid the interest rate. 

This will help you manage your finances, maximize the value of your rewards, and keep your overall costs low.

How to Apply for the Amazon Mastercard

You can request the Amazon Mastercard in very simple steps. 

Learn How to Request a Amazon Mastercard
Image Source: Forbes

You need only check the eligibility requirements on the official website and make sure to follow through with the application process. 

You might need to register an account at Amazon first before you can proceed with the application.

Applying for the Amazon Mastercard Online

Once you have everything prepared, apply for the Amazon Mastercard online.  Log in to your Amazon account and click Apply. 

Fill out the online application form with your details and ensure they are updated and accurate. 

Please review everything, including the terms and conditions, before you submit. Once approved, your card will be sent to your registered mailing address.

Conclusion

The Amazon Mastercard is one of the easiest, most popular, and most powerful credit cards for frequent Amazon shoppers. It offers a wide range of benefits that enhance your online shopping experience while allowing you to earn rewards in return. Check out more details at the official website and apply for one today!

Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.