While there are a lot of credit cards out there, there is only one or two that truly fit your needs. There are many things to consider when choosing the right credit card for you and your family. You might be interested in this specific credit card if you are a regular Amazon customer.
The Amazon Prime Mastercard is the best credit card you can find. In this article, take a good look at what Amazon Prime Mastercard has to offer, especially if you are a regular customer of the website. You will surely love to take advantage of great offers and benefits.
In the article below, find out what's in store for you with the Amazon Prime Mastercard and how to apply for one.
What You Get With the Amazon Prime Mastercard
The Amazon Prime Mastercard is the premium version of the Amazon credit card. This is meant for those who want to get more exclusive benefits and unlock more perks.
It is a credit card that lets you enjoy being an Amazon Prime member and get even more benefits while doing so.
Check out the features of the Amazon Prime Mastercard below.
Earn Unlimited Cash Back at Amazon and Other Partners
When you have the Amazon Prime Mastercard, you get unlimited cash back when you purchase at the site and at many other partner establishments and merchants.
Cardholders can get up to 3% cash back on Amazon purchases or 5% back when they have an eligible Prime membership. You also get 5% cash back when you shop at Amazon Fresh and Whole Foods Market and book flights with your Prime membership.
Use the card at any gas station, and you earn unlimited 2% back and when you dine at your favorite restaurants or take out. Earn unlimited 2% on local transit and 1% on everything else.
Redeem Rewards the Day After
Once you have earned your cashback rewards, they will immediately be available for redemption as soon as the next day.
You can easily visit the official Amazon website, log in to your account, and choose how to redeem your rewards.
You can also check out the official Chase website for cash-back redemption. Items for redemption include gift cards, travel, and so much more.
Buy Now, Pay Later Plans
With the Amazon Prime Mastercard, you also get a buy now, pay later installment plan, depending on your payment capabilities.
They offer a very versatile installment plan set every time you pay this way. When you purchase items on the website worth more than $50, you may choose to earn rewards or the 0% promo APR for the next six months.
You can also choose how many months you can pay and ensure that you also have equal monthly payments.
Even More Offers from Amazon Prime Mastercard
When you think everything is done with the Amazon Prime Mastercard, even more awaits you.
When you travel, you get insurance and protection, such as an auto rental collision damage waiver, lost luggage reimbursement, roadside dispatch, travel accident insurance, and travel and emergency assistance.
Purchase protection and an extended warranty are also available for all the items purchased with the card.
Interest Rates and Other Charges
With the Amazon Prime Mastercard, you do not have to pay an annual fee or foreign transaction fee to use the card.
This is one of the main perks of the credit card. You will have to pay a variable interest rate of 20.24% to 29.24% on purchases, especially after the promo period with the installment plans.
Applying for the Amazon Prime Mastercard
Before applying for the Amazon Prime Mastercard, you must be an Amazon member first.
Go ahead and register for an Amazon account and then subscribe to their Prime membership. This should allow you to try the Amazon Prime Mastercard and learn about it.
Applying for the card will also automatically make you an Amazon Prime member, so be sure to take note of that.
After that, here is how you can apply for the Amazon Prime Mastercard.
Check the Official Website
Head over to the Amazon Prime Mastercard page through the official website and review all the details regarding the card.
This should give you enough information about what to expect from the card. They also provide you with the offer details, including the terms and conditions, so you might as well review them.
Once ready, sign in to your Amazon account to start the application process.
Submit Your Online Application
Fill out the online application form after you have logged in to your account. You need to provide them with your details, including your full name, birth date, phone number, mailing address, and more.
Make sure that the information is accurate and updated before you submit it. You won't be able to edit or modify them after submitting your online application.
Waiting for Approval
You will often immediately know if you have been approved for the card. However, in certain cases, you might have to wait several days before they contact you again.
This can mean they need more time to review your application, or there are some inconsistencies with your information that they need to clarify.
If approved, you should receive a confirmation email that your card is on its way. Check the link to receive updates on its whereabouts until you receive it.
Contact Details
You can also contact their customer service hotline at 1-888-247-4080.
You can also visit their main office at 2000 Purchase Street Purchase, NY 10577 U.S.A.
Conclusion
For many people, looking for a good credit card is difficult, especially when so many credit cards are available. The good thing about the Amazon Prime Mastercard is that it already has everything that you need, so you don't need to apply for a secondary card. Go ahead and check out the Amazon Prime Mastercard today and apply for one!
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
