Credit cards are often used to help manage your finances but they can also be used to enhance your lifestyle. The JCB Card W is the perfect example of a credit card that lets you use your credit and make choices that improve your lifestyle.
The JCB Card W is a credit card from JCB and is available in Japan for the modern world. It offers perks and features such as no annual fee, reward programs, a unique security feature and so much more. This is the card that exactly fits your lifestyle especially if you are young and you have a good income.
Find out more about the JCB Card W in the article below. You'll also learn more about how to apply for the JCB Card W in this guide.

What to Expect With the JCB Card W
One of the main reasons why the JCB Card W is such a popular credit card in Japan is that it offers a lifestyle.

Many people who are 39 and below are well compensated with the card. It is often the go-to choice for individuals of these age groups, hence the requirement for application.
Check out what to expect with the JCB Card W below.
Receive Instant Cashback as a Welcome Offer
For new members, the JCB Card W will let you earn an immediate cashback of 20,000 yen once you set up the card and meet the requirements.
You can shop at Amazon Japan through its official website and use My JCB Pay to pay for your transactions.
The welcome offer has three parts. First, you receive 5,000 yen for signing up, 12,000 yen for shopping at Amazon Japan, and 3,000 yen for using MY JCB Pay.
Earn Points When You Pay
With the JCB Card W, you get to earn 1 point per 1,000 yen when you pay for your purchases and any other transactions. You get double the points when you shop and pay for your transactions at partner JCB establishments.
Simply check the store or the official website to learn more about their partner establishments and merchants. You can also earn double the points when you use the card to pay your monthly utility bills.
This is where it becomes even more exciting, shop and use the card at Amazon Japan, 7-Eleven, and Starbucks Japan and you'll receive as much as 21 times the amount of points.
Shopping Made Easy With the JCB Card W
Shopping is now made with the JCB Card W. The card offers a wide variety of
contactless and cashless payment options through the smartphone app. Simply link the card to the My JCB app and pay using the app. You can also hold the card over the counter to make the payment.
There is no need for you to sign any form or enter your code to complete the transaction.
Safe and Secure Transactions
Speaking of safety and security, the JCB Card W also has a very unique security feature that will deter anyone from stealing your information.
You can choose to have a numberless card which means no numbers will be printed on the card or any other information.
You can then easily deactivate the card in case of loss or theft so they would not be able to use it for any transactions.
Find Out the Fees and Other Charges with the JCB Card W
If you are 39 years old and below when you apply for the JCB Card W, you will never have to pay an annual fee.
This is one of their surprising features that allow younger individuals to sign up as early as possible to avoid any extra charges while maintaining the card.
As for interest rates, it is not discussed on the official website but it will be discussed during your application since your credit limit and your interest rate will depend on your creditworthiness.
How to Apply for the JCB Card W
Applying for the JCB Card W is surprisingly very easy as it will only take a few minutes before you are approved.

This is if you're eligible for the card and you have already prepared for the application.
To follow the entire application process, check out how you can apply for the JCB Card W using the steps below.
Prepare and Research First
The first thing you need to do is research. Read and learn about the different features of the card and find out the eligibility requirements.
It is best that you are under 39 to receive the zero annual fee benefit, but you can still apply for the card even if you are above that age limit.
Prepare any documents that might be required to apply for the card.
Apply Through the Website
The official website is the best place to apply for the card. If you are qualified, you can get your card number issued within 5 minutes. Head over to the official JCB Card W webpage and click on Apply for JCB Card W at the bottom of the page.
You can then choose to apply for a numberless card or a numbered card. The numbered card will take a while.
After choosing your option, fill out the online application form with your details and review everything before you submit.
After Applying
After sending your application, you must wait at least five minutes to see if you have been approved.
Once you get your card number, download the My JCB app and use the number to activate your account.
You can start using your account through the app while waiting for your physical card to arrive by mail. When you receive your card, make sure that you activate it then you can use the card.
Contact Details
If you have issues with the card or you have further inquiries regarding the application process, you can reach out to their customer service hotline at 0120-015-870. They are open from Monday to Saturday from 9 AM to 5 PM.
You can also visit their main office located at 5-1-22, Minami Aoyama, Minato-ku, Tokyo 107-8686, Japan.
Conclusion
If you want to have a credit card that matches your lifestyle while also helping you save enough money from fees, the JCB Card W is the ideal card for you. No hassle when it comes to application, and you get a lot of bonuses, benefits, and perks when you activate and use the card at partner merchants and establishments.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.