Traveling is one of the most rewarding experiences in life. You get to explore and discover new cultures and traditions that enrich your life. This is the reason why many people travel the world together with a travel credit card.
A travel credit card like the Wells Fargo credit card makes it easier for you to travel and experience the world. The Wells Fargo Autograph Card is the perfect candidate for those who are looking for a good credit card to use abroad. It is loaded with benefits and perks made for frequent travelers.
If you're looking to learn more about this Wells Fargo credit card, check out the article below for more information and how you can apply for the credit card.
Things to Consider When Choosing a Travel Credit Card
There are so many travel credit cards out there that it can be difficult to choose one.
Here are some things that you need to consider first before you choose a travel credit card.
Spending Fees
Credit cards often charge you fees for using the card in spending for transactions and purchases made overseas.
Look for travel credit cards like the Wells Fargo Autograph Card that does not charge you with pending fees so you don't have to worry about spending extra when you travel.
Better Rewards
Most travel credit cards have a good rewards system where you can earn either points or miles from spending.
There are a lot of cards out there but you should choose one that offers you more than just good rewards.
You owe it to yourself to choose a better rewards program to encourage you to use the card.
More Perks and Freebies
The Wells Fargo Autograph Card offers a lot of freebies and perks to its cardholders, especially those who just applied and got approved for the card.
These include welcome bonuses, travel insurance, airport lounge access, and many more.
Always look out for these when you're looking for travel rewards cards and none is better than this Wells Fargo credit card.
Lucrative Rewards That You Can Earn
The Wells Fargo Autograph Card offers rewards for spending and in this instance, you'll get rewards points for using the card in different transactions.
You can earn a total of 3 points per dollar that you spend on restaurants, travel, and even on groceries. This even includes transactions such as subscribing to your favorite streaming service, mobile phone plans, and even transit.
You also get to earn 1 point per dollar on any other purchase or transaction that you make outside of the ones mentioned above.
Additionally, you'll receive a total of 20,000 bonus points when you spend $1,000 on purchases in the first three months of opening your account.
Redeeming Your Rewards
Rewards that you earned through your Wells Fargo Autograph Card can be redeemed through the Wells Fargo Reward portal for different kinds of rewards. You can use your points to redeem them for gift cards or your next hotel stay or flight.
You can also use the rewards points to redeem them as a statement credit to help you pay off your credit card bill. Your rewards can also be used to pay off your Wells Fargo loan if you have any.
You may also choose to use the rewards points at select online stores during checkout to reduce your overall bill.
Interest Rates and Other Fees
The Wells Fargo Autograph Card does a very good job at ensuring that you don't need to pay for a lot just to enjoy a good travel rewards credit card.
With this card, you don't have to pay an annual fee or a foreign transaction fee.
You even get a 0% intro APR on purchases for the first 12 months and it will revert to a variable APR of 20.24% to 29.99% depending on your creditworthiness.
Balance Transfers are at an introductory fee of either $5 or 3% of the amount of each balance transfer before reverting to 5% of the total amount or a minimum of $5. Late payments have a penalty fee of up to $40.
Contact Details
If you have inquiries about the Wells Fargo credit card, you can contact their customer service number at 00 800 9564 4422. A representative will be with you to answer all of your questions and provide you with the service that you need.
You may even call them to help you with your application should you choose the Wells Fargo Autograph Card.
You can also visit their main office at 420 Montgomery Street San Francisco, CA 94104.
How to Apply for the Wells Fargo Autograph Credit Card
If you're interested in the Wells Fargo Autograph Card, you can always choose to apply in two different ways.
You can apply online or visit your nearest Wells Fargo branch. For those who want to apply online, here are the steps.
Prepare Your Requirements
To apply, you will need several documents.
These include any proof of identity such as your passport and proof of income such as your salary slip or bank statement.
The bank may require you to submit more documents so be sure to prepare them as well.
Check the Official Website
Head over to the official Wells Fargo website and choose Wells Fargo Autograph Card.
Read through all the information so you can better understand what the card is all about.
Apply Online
Once you have all the information that you need, click on Apply and fill out the online application form.
Make sure to review all the information as well as the terms and conditions before you submit.
Application Updates
You will need to wait for a few days as they review your application.
You may call them using the number mentioned above to ask for updates regarding your application.
You should be able to receive an email or notification from them within a few business days.
Getting Approved
Once approved, you should receive your card in the mail within the next few days.
Activate the card by logging in to your account at the website or visiting the nearest branch to have it activated for you.
Once activated, you can use it immediately.
Conclusion
Traveling is already very expensive and you need to have a credit card that can help you save money while also letting you enjoy your experience. With the Wells Fargo Autograph Card, you get to enjoy the benefits that can enhance your travel experience. Go ahead and get yours by applying for this Wells Fargo credit card today!
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
