Many credit card users often struggle when picking a credit card due to the many similarities between cards. However, the Citi Double Cash Card offers more than just competitive rates – the card doubles the rewards you get through cash back and reward points.
The Citi Double Cash Card is an industry leader when it comes to providing simple and excellent rewards. This encourages you to put more effort into using the card for every purchase that you make.
Learn more about how to order a Citi Double Cash Card and begin earning rewards in this article.
Double the Cash Back Rewards
The Citi Double Cash Card is one of the best cashback and reward cards on the market today. With a rate of 2% cash back on all purchases made with the card, you earn more rewards than ever.
There is also no limit to the amount you can earn as cashback which makes the card even more inviting for many customers.
While many other cards will require you to pay the total due on time, the Citi Double Cash Card only requires you to pay the minimum required due on time to enjoy different rewards.
It is a great credit card for those who want to save money, build credit, earn rewards, and enjoy cashback without burning a hole in their pockets.
Check Out How to Earn and Redeem Rewards
As mentioned above, the Citi Double Cash Card rewards its regular cardholders with cashback rewards or reward points called Thank You Points.
This means that each billing cycle, you will earn 1 Thank You Point for every dollar you spend on purchases, and an additional dollar for every dollar paid on your balance. You can then redeem the points you earned as a statement credit, direct deposit, or check if you want.
You can also redeem points as travel rewards through partners like JetBlue and Wyndham, as a gift card, or to shop on Amazon. There are endless opportunities to use your cashback rewards from the Citi Double Cash Card.
The Best Introductory Offer Ever
Welcome offers play a crucial role in reeling in new customers and the Citi Double Cash Card truly makes you want to choose their card over others with its welcome offer.
While there is no sign-up bonus unlike many other credit cards, this card offers a 0% introductory APR offer for the first 18 months after opening your account.
You will then get a variable APR of 18.49% to 28.49% depending on your creditworthiness.
With regards to other fees, you'll have to pay 3% of the amount transferred or $5 depending on which is greater for the balance transfer fee. You'll also be charged a 3% foreign transaction fee.
Unlock More Perks With This Card
Alongside the many perks and benefits of using the Citi Double Cash Card, you are also entitled to enjoy the benefits of Citi Entertainment.
With Citi Entertainment, you gain access to special events, and concerts through special ticket purchasing, as well as dining opportunities at the most luxurious restaurants in the country.
Pay For Your Shopping Spree
While the Citi Double Cash Card is already a very convenient credit card to own when shopping, making payments is even easier with digital wallet functionality for online purchases.
This gives you the option to use the card for online purchases in many online stores worldwide. You don't necessarily have to go to their physical stores to enjoy the perks of using this card.
You simply head over to their official website, shop online, go to the checkout, and use the card to pay for your items. You will still receive the cashback rewards much like when you do when you use the card at their physical stores.
Additionally, you might even discover a few more perks like discounts and exclusive deals when you use the card online.
Security and Protection Perks
The Citi Double Cash Card offers an ID Theft Protection program developed by Mastercard to help reduce the risk of identity theft. This system monitors your card for any suspicious activity and immediately warns you if such activity is found.
It only takes a few minutes to enroll and you can get it for free. Once enrolled, the program automatically monitors your transactions. You will be prompted with an alert if there is any unusual activity on their account.
You also get fraud protection with your purchases through the Zero Liability feature. You are completely protected from unauthorized transactions made on your card with this feature. This means that you will never pay a single cent if the transaction is not authorized by you.
How to Apply
To apply for the Citi Double Cash Card, you are required to provide your personal information during the application.
You need to be of legal age and must be a citizen of the United States with a stable income. You are also required to have a good credit score for you to be eligible for the card.
Once you're ready to apply, go to the official website and click on “Apply”. Make sure that you have reviewed all of the information that you have provided and read the terms and conditions properly.
If you have more inquiries, you can always call them at 1-877-645-3708 or contact them at their main address at 388 Greenwich St, New York City, New York, 10013.
Comparison with the Competition
The Citi Double Cash Card is a very lucrative credit card to own especially if you're looking to earn cashback rewards.
Compared to one of its toughest competitors, the Wells Fargo Active Cash Card, the Citi Double Cash Card still takes the cake as the zero percent introductory offer lasts three months longer than its competition.
Additionally, you also get a much lower variable APR with the Citi Double Cash Card.
Conclusion
For those who are wondering if the Citi Double Cash Card is worth the hype, it definitely is with all the perks and benefits you get from using the card. You easily get cashback rewards without having to worry about paying your entire dues and that in itself is already a win for many cardholders out there.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
