In the past few years, travel credit cards have become aggressively competitive now that people have started to travel a lot. Having a travel credit card does not only mean you get travel rewards, but more and more cards are now offering different perks that set them apart from other cards out there.
With so many travel credit cards, it has become quite a challenge to find which one is most suited for your lifestyle. In this article, we’ll highlight a handful of great cards used by people who travel a lot.
American Express Gold Card
This is easily one of the best credit cards for frequent travelers. If you are looking for a credit card that rewards you the more you travel and spend, American Express Gold Card has everything you need.
The card offers a welcome bonus of 60,000 Membership Rewards points once you spend $4,000 on purchases in the first six months. You also get three times the points when you book your flights on partner airlines or through Amextravel.com. You also get baggage insurance plans and have an annual fee of only $250.
Additionally, all purchases made with the card will also give you points. The credit card also lets you enjoy dining by earning four times the rewards points you get if you use the card in partner restaurants. The best part is that you don’t even get any fees when you make purchases outside the US.
Chase Sapphire Preferred Card
Traveling is already an expensive activity, and many of us don’t want to spend extra money. But, what if you have a credit card that rewards you the more you use the card? If this sounds good, you might be interested in the Chase Sapphire Preferred Card.
It is one of the most rewarding credit cards for travelers as it offers five times the reward points when you use it for booking your next flight. You also get three times the points you get on dining and double on other purchases made on your travels.
When you sign up, you also get 60,000 points after spending $4,000 in the first three months, and the card only has a $95 annual fee. Overall, the card offers 25% more value when you redeem your rewards for travel, which makes the Chase Sapphire Prefered Card one of the best cards for its total value.
Chase Sapphire Reserve Card
If rewards are your thing, the Chase Sapphire Reserve card should already be on your list. The card offers an astounding 60,000 points as a welcome bonus after you spend $4,000 on purchases in the first three months. You also get $300 worth of annual travel credits.
When it comes to points, the Cash Sapphire Reserve card is one of the most generous cards of all time. You get 10 times the points you normally get when you book hotels and car rentals through Chase and five times more if you book flights using the card.
You also get three times more points on dining and other travel purchases. Cardholders can also enjoy airport lounge access with a complimentary Priority Pass Select membership. Get 50 percent more value from the points you redeem with the Chase Sapphire Reserve card. This card offers a lot of rewards, but the annual fee is $550.
Capital One Venture Rewards Credit Card
People who often travel a lot tend to make more purchases abroad than they do when they are back home. This is what the Capital One Venture Rewards credit card is banking on. With zero foreign transaction fees, you can use the card for every purchase that you have to make abroad.
You can even redeem five times more points through booking hotels and rental car services made through Capital One Travel. Also, you get double the miles for every dollar on every other purchase.
With its relatively low $95 annual fee, you can worry less about bills and more about spending more time traveling. Those who travel often will find the Capital One Venture Rewards Credit Card is great to have when it comes to travel benefits and rewards.
The Business Platinum Card by American Express
Not all travel is about leisure. Sometimes, it can be strictly for business. Still, you can always add a touch of luxury to your business trips with the help of the Business Platinum Card by American Express and its plethora of rewards.
You get five times the Membership Rewards points on flight and hotel bookings. Cardholders even get to enjoy 150,000 reward points when they sign up.
You also get access to Marriott and Hilton hotels when you get the Gold status and can enjoy their Hotel and Resorts program after enrollment. Business trips should always be comfortable, and having all these exclusive benefits and rewards will surely make your trips more luxurious. This card has an annual fee of $695.
Bilt World Elite Mastercard
Annual fees are one of the factors that will make you reconsider getting a credit card. Sometimes, it can even make or break a card, especially if there are massive annual fees.
Many of the credit cards on this list have a high annual fee, but there is one credit card where you don’t have to pay an annual fee. The Bilt World Elite Mastercard is one of the best credit cards, especially when you use it to pay your rent.
So, how does this work with frequent travelers? As you pay your rent, you stack up on points to earn rewards. You can then use these rewards for travel. Where else can you get a credit card that lets you pay your rent and allows you to travel as a reward? This card also rewards you with 2x the points on travel.
JetBlue Plus Card
Families that travel together won’t be as neglected now that the JetBlue Plus Card is available. This modest credit card gives you the benefits and rewards you need as a family that travels once per year on JetBlue.
You can earn 40,000 bonus points after spending only $1,000 on purchases in the first three months. Earn six points per dollar on JetBlue purchases and two points per dollar at eligible grocery stores and restaurants.
You also get 5,000 bonus points every year, pushing you to take those travel rewards. Enjoy 50 percent in-flight savings on food and drink purchases. Even better, the points you receive do not expire. With only a $99 annual fee, this is truly a great travel credit card.
Discover it Miles
Many people consider several different factors before getting a new credit card, and an annual fee is one of them. As one of the few credit cards with zero annual fees, Discover it Miles still offers a lot of rewards, making it one of the most outstanding travel cards of all time.
Cardholders also get unlimited 1.5X miles for every dollar they spend on purchases. The more you use the card, the more you get points. What makes Discover it Miles even better is that it matches the miles you’ve earned within the first year.
If you collected 35,000 miles, it would match them with the same amount. There are also no blackout dates when you can’t use the card for travel purchases. Lastly, miles with no expiration are the real kicker with this offer.
Citi Premier Card
Now that restrictions are slowly getting lifted, it’s time for you to restart your adventures or even jumpstart your desire to travel. Those who plan on traveling this year should get the Citi Premier Card. It is one of the best reward cards for starter travelers.
You earn three points per dollar on supermarkets, gas stations, hotels, flights, and restaurants. You also have a $100 annual hotel savings benefits, and points can be transferred to more than 15 airline programs, including Virgin Atlantic and JetBlue.
This flexibility allows you to choose which airline you’re most comfortable flying to your destination with. You also get 60,000 bonus points once you spend $4,000 on the first three months of your account, and the same amount of bonus points can be redeemed for $600 in gift cards through Thankyou.com.
Also read: Learn How to Order a Citi Double Cash Card
Bank of America Travel Rewards Card
You probably noticed on this very diverse list that there are a lot of credit cards that offer no annual fees and have a very generous rewards system. Many of the cards are often recommended for those who already have experience with travel reward cards.
As one of the most affordable credit cards on this list, the Bank of America Travel Rewards card is suitable for those who want to travel a lot. The card has no annual fee and doesn’t charge you foreign transaction fees either.
Still, you can earn 1.5 points per dollar for every purchase that you make. The Bank of America Travel Rewards Card also has an introductory offer of 25,000 points. Ultimately, it is one of the most highly recommended travel reward cards for first-time cardholders.
Make the most of your travel rewards card by learning every card’s benefits and fees. This way, you can discover which lets you travel more for less while enjoying the entire experience.
Make sure that you take note of annual fees, foreign transaction fees, and many other factors before choosing the right travel reward card for you.
Note: Consider the risks involved in using credit products before applying by consulting the issuing institution’s terms and conditions.