RBC is a major Canadian bank with a broad credit card lineup that serves different spending needs. If you live in Canada as a citizen or permanent resident, you likely recognize the brand’s reach. That scale matters when comparing options for travel rewards.
Frequent travelers often target the RBC Avion Visa Infinite for stronger redemption potential and perks. The card is positioned as a flagship travel option within the bank’s portfolio. That reputation comes from flexible points and solid partner value.
What follows outlines key features, fees, and the basic application flow. Quick pointers help you check fit before applying. Links to issuer pages provide the final word on terms.
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Features of the RBC Avion Visa Infinite Card
Welcome Bonus
New cardholders are offered 35,000 Avion Welcome Points on approval, plus 20,000 more after $5,000 in purchases within six months. Timing and thresholds matter for capturing the full bonus. Always verify the current offer before applying.
Rewards Program
Avion points accrue on everyday spending, with 1 point per $1 on purchases. Redemptions favor travel but also cover other options through the bank’s portal. Earning is simple since categories do not rotate.
Discounts on Travel Expenses
A 25% saving applies to eligible travel purchases made with participating merchants such as airlines and hotels. Partner eligibility can change over time. Checking current partners before booking protects the discount.
No Travel Restrictions
Avion points redeem without airline or schedule restrictions on the program’s grid. Flight awards can start near 15,000 points depending on route bands. Flexible booking windows make planning simpler.
Fees and Charges
Fee review comes first because it shapes total cost. The Avion Visa Infinite lists an annual fee and other potential charges that affect ownership. Reading the most recent schedule avoids surprises.
- Annual fee - $120
- Additional card fee - $50
- Purchase rate - 19.99%
- Cash advance rate - 22.99%
- Cash advance fee - $5
- Overlimit fee - $29
- Dishonoured Payment Fee - $45
The posted fees are not exhaustive and can change. A quick call or website check confirms current amounts and any waivers. Written terms remain the authority.
Eligibility Information
Strong travel cards still require meeting eligibility rules. Make sure the minimum income, age, and residency criteria match your situation. Verifying up front saves time during review.
Applicants must be 18+ and either Canadian citizens or permanent residents. Minimum income is listed at $60,000 personal or $100,000 household. Documentation will be needed to confirm both status and earnings.
How to Apply for the RBC Avion Infinite Visa
To apply, visit the RBC website. Select "Credit Cards" from the top menu and from the dropdown menu select "Travel Cards". Then scroll down to the RBC Avion Visa Infinite option.
Press the "Apply Now" button to be taken to the online application form. Fill in all of the required information, making sure to provide proof of citizenship or residency with an ID card or passport. You may also need to provide employment, income, and other financial information where required to prove your eligibility.
Submit the inquiry and wait for a decision from RBC, which could take only a few minutes. If you are approved, the credit card will be sent to your address in three to five business days.
Bank Contact Details
You can contact RBC by phone by calling their customer service line at 1-800-769-2512.
RBC's headquarters are at Royal Bank of Canada, Royal Bank Plaza, 200 Bay Street Toronto, Ontario M5J 2W7.
Summary
While the annual fee for the RBC Visa Infinite card is high, considering how flexible the featured rewards program is, this credit card is recommended to anyone who travels a lot.
Note: Consider the risks involved in using credit products before applying by consulting the issuing institution’s terms and conditions.
