The Hanseatic Bank Secure Gold Credit Card offers cardholders plenty of attractive features and benefits, including the option to make partial payments. The card is also a valuable companion for travelers.

You get to enjoy free cash withdrawals all over the world, with special insurance coverage packages and a contactless payment system. These benefits actually make this card one of the most sought after credit cards in Germany.


In this review, we take an in-depth look at the card, including all of its benefits, how to apply for the card, and most importantly, the process of eligibility.

Hanseatic Bank Credit Card - Learn How to Order the Gold Card
Image Source: Kredit Karte

Hanseatic Bank Secure Gold Credit Card Features And Benefits

No Annual Fee for the First Year

When you get the card, you will not pay an annual fee for a period of one year after account opening. The annual fee will also be waived for all over subsequent years, as long as your annual turnover is more than €3,000.

Free Cash Withdrawals Worldwide

The card will not charge you any fees for cash withdrawals, regardless of which country you will be in the world.


5% Discount on Booking Fees

If you book a trip using this credit card, you will be entitled to a 5% discount on any booking fees, provided you use Hanseatic Bank's partner companies.

Insurance Cover

Travel benefits include a comprehensive travel insurance package, health insurance while abroad, and smartphone insurance cover.


The Hanseatic Bank Secure Gold Credit card is always safe, even when abroad, because it requires a PIN and EMV chip to transact. In this way, you get to enjoy state-of-the-art protection that ensures you are not vulnerable to threats.


Hanseatic Bank Secure Gold Credit Card Fees

When applying for a credit card, it is important to know the fees and interest charged. Below is a list of fees that come with the Hanseatic Bank Secure Gold Credit Card.

  • Annual fee, first year – €0
  • Annual fee, subsequent years - €0 with annual turnover of €3,000+, or €35

Further fee information can be found on the Hanseatic Bank website.

Hanseatic Bank Credit Card - Learn How to Order the Gold Card
Image Source: Travel Dealz

Also read: Discover Great Cards Used by People Who Travel a Lot

Hanseatic Bank Secure Gold Credit Card Eligibility

Before applying for this card, ensure that you meet the eligibility criteria. You must be a permanent resident of Germany or a citizen and have a good income.

You need to be at least 18 years of age, and you must have a permanent German address.

How to Apply for the Hanseatic Bank Secure Gold Credit Card

To apply for this card, visit the Hanseatic Bank website and click the "Jetzt GoldCard beantragen" button to navigate to the application form.

Complete the form by providing personal information and proof of identification. You may also be required to share your employment information and your personal financial information in order to be approved.

Hanseatic Bank Address And Contact Information

The headquarters for the Hanseatic Bank is located at Bramfelder Chaussee 101, 22177 Hamburg, Germany.

The bank can also be reached by telephone at +40 646 03-0 or by email at


The Hanseatic Bank Secure Gold Credit Card offers great benefits, with the extensive insurance coverage and protection the main selling point. Consider a few credit cards before making your decision.

Note: Consider the risks involved in using credit products before applying by consulting the issuing institution’s terms and conditions.